HDFC Bank Two Wheeler Loan [Interest Rate, Processing Fees, Tenure, Prepayment Charges 2022]



HDFC Bank Two Wheeler Loan

About HDFC Bank : HDFC is a versatile banking sector in India that can provide various loans according to the convenience of the customer. Taking a loan in HDFC with a reasonable interest rate and tenure will help you to fulfill all your financial needs in a hassle-free way. 

It is regarded as India's largest private sector bank according to its net assets. It is also the 10th largest bank in the world in regard to market capitalization. The HDFC Bank was founded as a subsidiary of House Development Finance Corporation in 1994. 

It won many awards and recognition as the best bank in India by recognizers such as Euromoney awards and Finance Asia country awards. In the year 2000, HDFC bank merged with Times Bank becoming the first merger in the new generation banking sectors.

Headquarter: HDFC Bank has a wide network, functioning currently in 2956 cities. It has its headquarters in Mumbai, Maharashtra. The HDFC has two main subsidiaries, namely HDFC Securities and HDFC Financial services, which are operated from Mumbai. It also has two overseas wholesale banking branches in Bahrain and in Hongkong.

Number of employees: HDFC has an employee count of 1,20,093 as of 2022. Atanu Chakraborty is the chairman of the sector. Shashidhar Jagdishan serves as the chief executive officer and the managing director of the company. And the company has Kaizad Bharucha as the executive director.

Number of Branches & ATM: The HDFC bank has a wide network of branches consisting of 5779 offices and 17,238 ATMs which are located across 2956 cities. Apart from the overseas branches, the bank also has two representative offices in UAE and Kenya. HDFC also has subsidiaries like HDFC Ergo, HDFC Life, HDFC Mutual funds, and HDFC Credila, located in Mumbai.

Personal Loan Rate of Interest : 8.50% per annum

Loan Amount : Up to 85% of On Road Price

Maximum Tenure : Up to 4 years

Processing Fee : Up To 3%

Prepayment Charges : 3% - 10% After 3 EMI's

Minimum Income : As Per Required Loan Amount

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