ICICI Bank Personal Loan [Interest Rate, Processing Fees, Tenure, Prepayment Charges 2022]



ICICI Bank Personal Loan

About ICICI Bank : The ICICI Bank (Industrial Credit and Investment Corporation of India) is a leading Indian multinational bank and financial services company. It was founded in 1994. The bank consists of a wide network of branches across the globe and ATMs functioning in 17 countries. It is known for launching its Internet Banking operations in 1998. 

Headquarter: The ICICI Bank was established as a wholly-owned financial institution in 1994 at Vadodara, which is its headquarters

Number of employees: ICICI bank has 97,354 employees currently across all of its branches in 17 countries. Girish Chandra Chaturvedi is the chairperson of the bank. It has Sandeep Bakhshi as its current chief executive officer and managing director.

Number of Branches & ATM: The bank totally has 5,275 branches, including all the subsidiaries and 15,589 ATMs functioning currently.

Personal Loan Rate of Interest : 10.50% - 19.00% per annum

Loan Amount : Rs. 50,000 To Rs 25 lakh

Maximum Tenure : 1-6 years

Processing Fee : Up To 2.50% Of Loan Amount + GST

Prepayment Charges : 5% of the principal outstanding + GST

Minimum Monthly Salary : Rs 30,000

Loan Cancellation Charges : Rs 3,000 + GST

EMI Bounce Charges : Rs 400 per bounce + GST

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